๐ ๐ฎ๐ธ๐ถ๐ป๐ด ๐ต๐ถ๐ด๐ต๐ฒ๐ฟ ๐ฒ๐ฑ๐๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐บ๐ผ๐ฟ๐ฒ ๐ฎ๐ฐ๐ฐ๐ฒ๐๐๐ถ๐ฏ๐น๐ฒ ๐ฎ๐ป๐ฑ ๐ฎ๐ณ๐ณ๐ผ๐ฟ๐ฑ๐ฎ๐ฏ๐น๐ฒ ๐ณ๐ผ๐ฟ ๐๐ป๐ฑ๐ถ๐ฎโ๐ ๐๐ผ๐๐๐ต!๐
The Centre has allocated โน๐ญ,๐ฌ๐ฑ๐ฌ ๐ฐ๐ฟ๐ผ๐ฟ๐ฒ ๐ณ๐ผ๐ฟ ๐ธ๐ฒ๐ ๐ฒ๐ฑ๐๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐น๐ผ๐ฎ๐ป ๐๐๐ฝ๐ฝ๐ผ๐ฟ๐ ๐๐ฐ๐ต๐ฒ๐บ๐ฒ๐โincluding PM Vidyalaxmi, CSIS, and CGFSELโfor the current financial year.
Meanwhile, public and private lenders continue to drive strong momentum, with Scheduled Commercial Banks disbursing nearly โน๐ฏ๐ต,๐ฌ๐ฌ๐ฌ ๐ฐ๐ฟ๐ผ๐ฟ๐ฒ ๐ถ๐ป ๐ฒ๐ฑ๐๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐น๐ผ๐ฎ๐ป๐ ๐น๐ฎ๐๐ ๐๐ฒ๐ฎ๐ฟ, ๐น๐ฒ๐ฑ ๐ฏ๐ ๐๐ต๐ฒ ๐ฆ๐๐ฎ๐๐ฒ ๐๐ฎ๐ป๐ธ ๐ผ๐ณ ๐๐ป๐ฑ๐ถ๐ฎ (๐ฆ๐๐).
Initiatives like these are vital in ensuring that financial constraints never stand in the way of ambition and quality learning.
๐ฅ๐ฒ๐ฎ๐ฑ ๐บ๐ผ๐ฟ๐ฒ : https://www.indiatoday.in/education-today/news/story/education-loan-schemes-centre-allocates-rs-1050-crore-sbi-top-lender-rajya-sabha-reply-finance-ministry-2958734-2026-07-29?utm_source=chatgpt.com
According to RBI data shared by the Finance Ministry, Scheduled Commercial Banks disbursed Rs 40,253 crore in education loans during FY 2024-25, while provisional disbursals for FY 2025-26 stood at Rs 38,934 crore. The ministry clarified that data for the current financial year (2026-27) is not yet available.
Among public sector banks, State Bank of India (SBI) remained the largest education loan lender, with disbursals increasing from Rs 11,072 crore in FY 2024 – 25 to Rs 13,370 crore in FY 2025-26 (provisional).
It was followed by Union Bank of India (Rs 4,778 crore; Rs 4,274 crore), Canara Bank (Rs 4,332 crore; Rs 4,306 crore), Bank of Baroda (Rs 2,860 crore; Rs 2,871 crore), Punjab National Bank (Rs 1,756 crore; Rs 1,761 crore) and Central Bank of India (Rs 1,634 crore; Rs 1,662 crore).